Leave It Alone

It is crucial to the success of an estate plan that your will be properly in accordnace with state law. The laws governing the drawing up of wills vary considerably from state to state.

For example, holographic wills (those written in a person`s own hand) are considered legal in certain states but illegal in others. States such as California, have recognized the average person`s need for simplified universal wills, which are prepared forms written by the legislature that can be used in lieu of a formal will. In complicated estate cases do-it-yourself wills fail to satisfactory substitute for a formal will.

What if I Die without a Will?

If you die without a will, you forfeit the right to direct the dealings of your estate. This will likely result in needless legal disputes, damage to personal relationships, and sometimes, financial tragedy. A will is an opportunity for you to designate your own executor, guardians for minor children, and other fiduciaries, rather than relying on the probate court to appoint them for you. Trustees for minor children or other beneficiaries of your estate can be designated in a will, and their powers can be tailored to the anticipated needs of those beneficiaries.

Even if you have neither a spouse nor children a will is the best means of fulfilling your wishes as relating to your estate.
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In Panama 15%-20% of the work force are employed by the 135 banks domiciled there. Since Panama values these jobs do not expect to see any changes in banking laws, same for their corporate laws. Panama has over 400,000 corporations domiciled there. The only information sharing going on concerns bona fide criminal cases on file in a court as a criminal prosecution, serious criminal cases of money laundering and narcotics trafficking, terrorism, and child pornography. Panama has little interest in pursuing fiscal crimes. Income tax violations in Panama are civil offenses only. Panama also serves as a maritime registry for ocean going vessels. Panama is anything but a banana republic.
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Time Warner closed at $18.23 on Monday.

Google (NASDAQ: GOOG) being the internet industry innovator, lets just call them the ?III? , is consistently adding new and innovative functions to it?s search engine. Their latest combines yellow page listings with a twist, consumers can actually view a listing and click on a button to have the selected company call them. This will not just revolutionize the functionality of online yellow pages but it will have an impact on the face of Internet advertising. So as price targets have been announced anywhere from $420 to $440 a share for Google, do not be shocked if there may be a stock split coming down the pike to make it more affordable for the average investor to own a piece of one of the fastest growing companies on the planet.
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However, getting your website listed in the
search engines is by far the most powerful method for driving
traffic to your website.

Getting and maintaining a good rank in the search engines through
the process of search engine optimization can be difficult due to
heavy competition.

Pay per click advertising is a solution to that problem. With
PPC advertising, you bid on the keyword search terms that you
want your site to be displayed for.

Advertisements appear in the search engines as sponsored ads when
an internet user uses the search term that you bid on.

The ranking of the advertisements is generally determined by the
amount of the bid, so the highest bidder gets top ranking in most
cases.

On Google, the popularity of the website is also taken into
consideration, so the highest bid doesn’t necessarily get the top
spot.

Pay per click advertising is advantageous to website owners for
several reasons.

First, you can get listed in the major search engines quickly and
easily.

Second, search engine listings produce excellent results in
regard to driving qualified traffic to your website.

Third, you are billed for your advertising on a cost-per-click
basis which means that you only pay your bid amount when someone
viewing your advertisement actually clicks on the link and is
directed to your website.

This is quite different from traditional advertising and some
types of online advertising where you pay for impressions.

With PPC advertising, you don’t pay for the number of times your
ad is seen, or has the potential to be seen, rather, you only pay
for responses to the advertisement that actually produce traffic
for your website.

The most popular pay per click programs at present are Google
AdWords and Yahoo! Search Marketing (formerly Overture).

When you advertise with Google AdWords, your advertisements
appear in Google’s search results and on websites that are in the
Google network.

This is really good, because Google is the most widely used
search engine so there is a lot of potential for reaching a large
audience with your advertisements.

With Yahoo! Search Marketing, your advertisements will appear in
several different search engines that the company has agreements
with including the two leading search engines that are right
under Google in terms of usage – Yahoo! and MSN.

MSN is in the process of development and testing for its own
cost-per-click advertising program.
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